What to look for when choosing TSS
The most important criterion in supplementary health insurance is whether the hospitals and doctors you want to use are in the insurer's partner network. Then annual limits, co-payment rate, waiting periods and renewal terms should be evaluated.
Waiting periods vary by insurer and cover; some treatments can be used a certain time after the start date. If you already hold a supplementary policy, continuing without a break when switching insurers can reduce the effect of waiting periods.
Family packages price children and spouse differently, so putting the whole family on one policy is often advantageous. Let's determine the best structure for your needs together.