Construction All Risks Insurance

Get a Construction All Risks Insurance Quote

Get construction all risks insurance quotes that protect your construction and erection projects against fire, natural disasters, theft and accidents throughout the build.

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Construction All Risks Insurance

What is construction all risks insurance?

Construction all risks (CAR) insurance covers material damage that a construction or erection project may suffer from sudden and unforeseen events throughout the build period. Project elements such as the structure, materials, plant and temporary works can be included.

On construction projects requiring large investment, the financial consequences of an accident can seriously strain the project budget. Evita Sigorta prepares a cover plan according to the type, value and duration of your project and compares insurer quotes.

What does construction all risks insurance cover?

Construction and erection works

Sudden damage to buildings, infrastructure and erection works under construction is covered.

Fire, explosion and natural disasters

Damage to the project from fire, lightning, flood, storm and earthquake can be covered.

Theft and loss of materials

Compensation is offered if materials, equipment or structural items on site are stolen or damaged.

Plant and site equipment

With extra cover, construction machinery, cranes and temporary site facilities can be insured.

Third-party liability

Damage caused to people nearby or neighbouring structures by site activities is covered.

Maintenance period cover

Extra cover can be added for damage appearing during a maintenance period after handover.

Benefits of construction insurance with Evita Sigorta

Project-specific cover plan

We build the right cover structure together according to project value, duration and type.

Insurer quote comparison

We compare limits, deductibles and extra cover differences transparently.

Contractor and employer solutions

A suitable policy structure is built for both the contractor and the project owner.

Claims management support

Our team works with you through claim notification and loss adjustment.

How to get construction all risks insurance

  1. 1

    Share project details

    Send a short request with the project type, value, address and duration.

  2. 2

    Risk analysis

    Our expert team assesses your project's risks and proposes cover.

  3. 3

    Quote and policy

    Choose the suitable quote and your policy is issued according to the project start.

How to set the right scope in construction insurance

In a construction all risks policy the sum insured must reflect the total construction cost of the project. Under-declaring the value can reduce the claim payout, so it is important to calculate materials, labour, temporary works and every item included in the project correctly.

The type of project, earthquake and flood risk in the area, site safety measures and the construction period are the main factors affecting the premium. The policy period should match the construction programme and extension terms should be checked in case of delay.

Extras such as third-party liability, maintenance period and plant should be assessed according to the risk structure of your project. Banks and public bodies may also require this policy for construction projects; let's check the requirements together.

Frequently asked questions

What you may be wondering

What information is required to get a quote?

We can create the initial request with your full name, mobile number and insurance type. Details can be completed later.

Is construction all risks insurance mandatory?

It is generally optional, but banks, public bodies or contract terms may require the policy on some projects.

Who takes out the policy, the contractor or the employer?

Either party can. It is usually taken by the party named in the contract; structures that cover both as insured parties can also be set up.

How is the sum insured determined?

The project's total construction cost is the basis. Correct calculation matters because under-declaring can reduce the claim payout proportionally.

What happens if the project period is extended?

The policy period is set according to the construction programme. Extension terms should be checked in advance in case of delay.

Get your construction all risks quote

Share your project details and we will prepare the right quote.

Talk to an expert